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Motor Vehicle Compensation Motor vehicles include trucks, cars busses, motorcycles, and even airplanes. Motor vehicles include cars, motorbikes, trucks, buses, and even planes. Two studies showed that interacting and claiming compensation for the crash of a motor vehicle dealing with insurance companies was associated with increased levels of anxiety. Further research is needed to determine the reason for this. Damages The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific costs and losses you've suffered. An attorney who specializes in personal injury will help you determine what is fair compensation in your particular circumstances. Damages are usually classified as “special” or “general.” Special damages are the ones that can be calculated, like medical bills or repairs to your car. motor vehicle accident attorneys citrus heights are not as easy to calculate, and they include non-economic components like pain and suffering. If your injuries are severe enough to qualify under New York law as a serious injury, you may be entitled additional compensation above and beyond what an insurance company will provide. If you suffer from a permanent disability that has a significant impact on your life you could be entitled to compensation for loss of consortium or other damages not economically based. You may be able to recover the cost of public transportation, taxis or ridesharing services if you were unable to drive following your accident. You may also be able to recover the expense of maintaining your yard and home while being unable to complete these tasks because of your injuries. You might also be able to recover the loss of resale value of your damaged vehicle. In certain situations the defendant may be ordered to pay punitive damages if it is proven that they were the ones who caused the accident. These damages are designed to punish the offender for recklessness or negligence. Medical bills The victims of motor vehicle accidents typically experience expensive medical bills that result from their injuries. Certain insurance policies for car insurance offer medical payment coverage (also called med pay) which can help to pay the costs. In many instances the coverage is available regardless of who is at fault in the crash. It is crucial to keep in mind that medical insurance does not substitute for health insurance. A victim must always submit an initial claim to the victim's car insurance company before filing an action against the driver at fault. It is also possible to claim compensation for expenses, such as transportation costs to and from medical appointments. To ensure they receive a fair compensation, victims must be meticulous in logging and archiving receipts. The No-Fault insurance is able to provide compensation for the loss of earnings, if they are unable work due to injuries. However, the maximum amount that is able to be claimed is $2,000 per month for not more than three years. The No-Fault insurance company may be legally required to pay the full amount of any Disability or Workers' Compensation, or Social Security benefits received by the injured party. Although financial aid might be available however, it could take months or even years to settle a satisfactory agreement. In the meantime, medical debt collection agencies might be calling for payment, and unpaid debts can be a major threat to a person's credit rating. In order to avoid this, a victim should establish an attorney-client relationship with a law firm offering representation in auto accident cases. Loss of wages You could find yourself in financial difficulty after a car accident. Medical bills as well as credit card debt and loan payments may build up when you're not able to work. Additionally the loss of income could cause stress to your family. A reputable attorney for car accidents can assist you in recovering lost earnings as part of your compensation. To prove your lost wages, you will require documentation to prove your hourly or wage and the number of days you missed due to injuries. This could be letters from your employer or pay stubs as well as bank statements, tax returns and much more. If you are self-employed or are paid on commission, proving your income can be more difficult. However, your experienced car accident lawyer will assist you gather the evidence to prove your claim. You can only recover your lost wages as part of your car accident claim. You are not able to recuperate your lost wages from disability insurance or worker's comp as it would be a double recovery. The no-fault insurer will send you to a doctor they hire to examine you and determine whether, in their opinion, your injuries prevent you from working. This is referred to as an independent medical exam (IME) and you must be aware that the physician performing your IME is biased towards the insurance company. Pain and suffering As opposed to medical bills or lost wages, it's difficult to quantify the suffering and pain that results from a motor accident. It can be more painful than physical injuries as the trauma of a crash can cause emotional issues, such as PTSD. Someone suffering from PTSD might experience insomnia or anxiety, which can make it difficult for them to sleep well, or they may be unable to drive because of anxiety about another crash. An attorney can help calculate the total value of your non-economic damages and engage with a jury in order to decide how much you can be awarded for your suffering and pain. The extent of your injuries and their impact on your daily activities can have a big impact on this figure as well and it could be important to keep a journal to record how the injury affects you or having family members or friends write a statement about your condition. Certain states limit the amount of compensation offered for pain and suffering. New York does not have a cap, but victims can only bring a lawsuit and request damages for serious injuries. A Manhattan lawyer who handles car accidents can assist you in determining the actual cost of your injuries and demonstrate that you are entitled to fair compensation.